CHARITABLE REMAINDER TRUSTSThis gift is for you if...Click here to Picture a Unitrust! or
Click here to Picture an Annuity Trust!
If you are interested in maximum flexibility and effectiveness from your gift, consider the charitable remainder trusts (CRT's) of .
- Our unitrust pays you and/or other beneficiaries income as a fixed percentage of the principal. The unitrust is revalued annually, and income in excess of the percentage payout is reinvested.
- Our annuity trust pays you and your beneficiaries a fixed income.
CRT's may pay income to multiple beneficiaries, for life or a term or years. A unitrust may be structured to invest solely for growth for a term of years, an attractive way to help provide for future retirement or tuition needs while also making a substantial gift to . An annuity trust may hold tax-free securities and pass tax-free income through to the beneficiaries.
You, your financial institution, or may serve as the trustee of a CRT. We presently ask for a minimum gift of $ to establish a unitrust that we will trustee.
Example* Comparison of Benefits: Unitrust and Annuity Trust | *This example is based on a factor that changes monthly. Contact our office for a personal illustration based on the latest rates. | Assumptions: | > Beneficiaries aged 72 and 70
> 28% income tax bracket
> Holding $100,000 in stock with $50,000 cost basis | . | Unitrust | Annuity Trust | Contribution | $100,000 | $100,000 | Income Rate | 5% | 5% | First Year's Income | $5,000 | $5,000 | Future Income | Variable | $5,000/year | Charitable Deduction* | $43,764 | $43,367 | *Based on a Federal Discount Rate of 5.0%. |
To learn more about gifts of charitable remainder trusts, Email us, complete the Information Request form, or call us at so that we can assist you.
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