The Lord’s people subsidize every student’s education substantially. Tuition pays approximately one third of the actual cost of a student’s education, with the remainder covered by donations to the seminary. In addition, RTS has always maintained a generous financial aid program that may further subsidize a student’s education through scholarships and grants.
Students are requested to initiate the process of receiving financial aid by submitting a financial aid application annually to their home campus. Contact the Student Life Office or the Admissions Office on the campus you wish to attend for information about deadlines and forms.
The seminary considers the student to have the primary responsibility for financing his/her education and expects them to do whatever is possible to meet financial needs. This includes arranging support from church, family, and friends in addition to maintaining employment either off or on campus.
Understanding that these sources do not always provide the necessary funding for the student, the seminary, in conjunction with the Lord’s people, has established various types of financial aid programs listed below.
Tuition and related costs at RTS are intentionally kept at an affordable level because of the generous support of the church and friends of the seminary. It is customary for students to graduate without incurring indebtedness for their seminary education. RTS is distinct in this important aspect of preparing students for successful ministry.
If the Lord is calling you into His service, you can be assured that He will provide for your financial needs at seminary and beyond. On the solid foundation of God's promise "to meet all your needs according to His glorious riches in Christ Jesus," you can begin to plan ways to finance your seminary education.
Resources available to RTS students include a variety of RTS financial aid and scholarship programs, a work/study program, and Outside sources of Financial Aid. RTS financial aid includes:
Church Partnership Program
The Church Partnership Program fosters significant involvement of the student’s home church with the student and with the seminary. Though the student is always responsible for his financial commitments to the seminary, this innovative program provides tuition assistance to students through an agreement with a student’s home church to share in the student’s financial support. For details of this program, contact a campus admissions office.
Scholarships must be applied for and normally are granted for 10 hours of work per week. Jobs include secretarial, clerical, computer services, library assistant, faculty assistant, bookstore, student services, maintenance and grounds, audio-visual, and facilities care.
Basic Tuition Assistance
Full-time students having a high, unmet financial need, may apply for tuition assistance by submitting a financial aid application with their application for enrollment.
Those who need financial assistance beyond work-study and basic tuition assistance may apply for a Deacon’s Fund scholarship. These limited funds are awarded based on need. Awards are made in May for the following year.
A limited number of awards are made each year by recommendation of the Scholarship Committee. A student’s gifts for ministry and vocational goals are taken into consideration for these scholarships, in addition to financial need. These awards normally are given in May for the following year.
Minister’s Family Scholarship
Family members of ordained ministers may receive annual scholarship assistance for tuition.
Campus Ministry Scholarship
Applicants who have served on the staff of a campus ministry for a minimum of one year may receive a campus ministry scholarship. Written recommendation from the campus minister’s supervisor is required.
Church and Foundation Scholarships
Several churches and foundations provide scholarship funds for those needing assistance. Some of these are given by recommendation of the seminary, and others must be applied for directly with the church or foundation. More information concerning these scholarships is available through the Dean of Students, or the Director of Admissions.
The seminary has entered into partnership agreements with several organizations, such as Reformed University Ministries, Campus Crusade for Christ, Campus Outreach, Young Life, and InterVarsity Christian Fellowship. Students involved in a particular ministry may ascertain from the Admissions Office whether the seminary has a partnership agreement with the organization providing special tuition assistance and whether the student meets the requirements of the agreement.
International Student Scholarships
International students should have financial support provided in large part by the indigenous church or missionary society, with the seminary participating to a lesser degree. This arrangement allows for maximum accountability to the sending church or organization and efficient stewardship of the sending church’s resources and those of the seminary.
Therefore, applicants who show evidence of substantial support from their sending churches/organizations will be more likely to receive financial aid from the seminary. Due to the number of international students receiving financial aid from the seminary, it is unlikely that any student will be awarded financial aid beyond tuition costs alone.
To be considered for financial aid from the seminary, an Application for Financial Aid must be sent to the Office of Admissions along with an application for admission. The Admissions Office must receive international student scholarship applications no later than November 1. The Scholarship Committee will make scholarship award decisions by February 1 for those international students beginning their program the following fall semester. Those who are admitted to a degree program will be notified by letter whether or not financial assistance will be provided.
An international student who is awarded financial aid in his/her first year of study at the seminary may anticipate a similar award each subsequent year until the student’s academic program has been completed. However, every international student will be required each year to submit through the Dean of Students an application for financial aid by May 1.
Many employment opportunities in the community are readily available to students and their spouses. Job openings frequently are publicized, and assistance my be received from the Student Affairs Office.
If you find it necessary to work while attending seminary, Jackson, Orlando, Charlotte, Washington, and Atlanta offer ample opportunities for employment (see the Internet links on each campus page for employment resources). Numerous ministry positions regularly become available in area churches.
Download Church Partnership Application
*Financial Aid applications and a helpful brochure describing available aid programs can be obtained from any RTS Admissions Office