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How it works |  You transfer ownership of a paid-up life insurance policy to RTS.
| |  RTS elects to cash in the policy now or to keep the policy and receive the death benefit later.
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Benefits - You receive gift credit and an immediate income tax deduction for the cash surrender value of the policy (technically, the "interpolated terminal reserve value" of the policy).
- In some cases, you can use the cash value in your policy to fund a life-income gift, such as a deferred gift annuity.
- You can have the satisfaction of making a significant gift now to RTS without adversely affecting your cash flow.
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To learn more about gifts of life insurance, Email us, complete the Information Request form, or call us at so that we can assist you.
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